The Pro’s and Con’s of Original Medicare vs. Medicare Advantage

Deciding between Original Medicare and the Medicare Advantage program is an important first decision everyone needs to consider once they start their Medicare coverage. The two programs are completely different in how they are structured.  Your ability to access either program, personal health considerations, preference for either a fixed monthly budget or a variable monthly …

Meet Ginger: Quick Transition to Medicare at Age 68

Because every individual is different, everyone is going to have a slightly different story about their Medicare enrollment. There are, however, a few types of scenarios and questions that seem to be more common. Many of our clients may be able to relate to Ginger’s experience, and how she decided to call Keys to Medicare …

How To Find the Best Medicare Supplement or Medicare Advantage Plan

In order to find the best Medicare Supplement or Medicare Advantage Plan you need to do three things.     First, you need to learn about the basics of Medicare we have put together a webinar about Medicare to explain how it works. Additionally, there are several articles posted on our KeysToMedicare blog to help. Annually …

Should I change my Medicare Supplement plan?

People often change their Medicare Supplement plan for 1 of 3 reasons: in order to save money, match the level of coverage the policy provides to what they currently need or because they have moved.  Since Medicare supplement plans are month to month contracts you are allowed to change your coverage throughout the year.  You …

Making Changes to Your Current Medicare Coverage

Medicare controls when you are allowed to change your current Medicare coverage during certain times of the year. In this article we are going to cover the following scenarios: You have Original Medicare and want to change your Medicare Supplement and/or Prescription Drug Plan to another Medicare Supplement and/or your Prescription Drug Plan You have …

Do I Have To Sign Up For Medicare When I Turn 65?

Note that you don’t necessarily need to sign up for Medicare when you turn 65. It just depends on how you are currently getting your health coverage and what health insurance options are available to you. That’s why the notice about getting penalized if you don’t sign up for Medicare may or may not necessarily …